AccountsReceivable.ai
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Flat monthly fee · no cut of collections

Accounts receivable outsourcing, reinvented as a flat-fee AI agent

Less than a part-time AR clerk, for a full-time AI AR agent that chases, applies cash and reconciles 24/7. Flat monthly fee, and we never take a cut of what we collect. Every plan is paid. Prices in USD.

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Pay annually and save 50 percent.

Switch to annual and save 50 percent.

Starter

SMBs, one entity, up to ~$100k/mo invoiced

$149 /mo

Billed annually at $1,788, $1,800 less than monthly

$299 /mo

Billed monthly

  • QuickBooks or Xero
  • Automated invoicing and email/SMS dunning
  • Cash application and reconciliation
  • AR aging dashboard and predicted pay-dates
  • Email support
Most popular

Growth

Growing finance teams, up to ~$500k/mo invoiced

$399 /mo

Billed annually at $4,788, $4,800 less than monthly

$799 /mo

Billed monthly

  • Everything in Starter, plus live AI phone collections
  • All channels and NetSuite
  • Advanced DSO analytics and cash forecasting
  • Custom dunning sequences
  • Priority sync and support

Scale

Mid-market and multi-entity

$949 /mo

Billed annually at $11,388, $11,400 less than monthly

$1,899 /mo

Billed monthly

  • Multiple entities and ledgers
  • Higher volume and dedicated success
  • Custom workflows, SSO and API
  • White-labeled customer comms
  • Slack support channel

Enterprise

Large AR teams, up to 100,000 open invoices

$1,499 /mo

Billed annually at $17,988, $17,988 less than monthly

$2,998 /mo

Billed monthly

  • Up to 100,000 open invoices, every entity and ledger
  • Security review
  • Procurement and SSO
  • Dedicated success and onboarding
  • Bank-grade security, your data stays yours

Prices in USD. Pay monthly or annually, and annual billing costs half the monthly price. We never take a percentage of what we collect. Pick a plan, Enterprise included, and you go straight to checkout.

The real cost of getting paid

An AR clerk and a collections agency cost more than this

Priced against what you would otherwise pay to collect: a full-time clerk's salary, or an agency's cut of every dollar. A flat fee beats both.

An AR clerk

~$55k+/yr

Fully loaded with payroll taxes, benefits and software, and still works business hours, takes vacation, and chases one channel at a time.

A collections agency

10-30% of collections

A big cut of every dollar it recovers, often more on old or small invoices, and it contacts your customers off-brand as a third party.

AccountsReceivable.ai

$299-$2,998/mo

A flat monthly fee with no cut of collections. Runs 24/7 across email, SMS and phone, applies the cash, reconciles, and stays on-brand.

Want the full breakdown? Read AR clerk salary vs automation, how much collection agencies charge, or see what every AR automation vendor charges.

On every plan

Chasing, cash application and forecasting come standard

No matter which plan you pick, the agent runs the receivables job on top of your accounting system, and you keep every dollar it collects.

Multi-channel chasing

The full dunning sequence across email, SMS and live AI phone calls, escalating by invoice age and staying on-brand.

Cash application

Incoming wires and ACH matched to the right invoices and reconciled, so you never chase a paid invoice.

DSO analytics

An AR aging dashboard and a predicted pay date for every invoice, so cash forecasting stops being a guess.

Bank-grade security

least-privilege access controls and encryption. Your financial data stays yours.

Works with QuickBooks, Xero and NetSuite · flat monthly fee · no percentage of collections

Pricing questions

Quick answers before you pick a plan

You pay a flat fee for the AR agent, and we never take a percentage of what it collects. Monthly, Starter is $299, Growth is $799, Scale is $1,899 and Enterprise is $2,998. Annually, the same plans are $149, $399, $949 and $1,499 a month, billed once a year at $1,788, $4,788, $11,388 and $17,988, so paying for the year saves you 50 percent. Every plan, Enterprise included, is bought straight from this page. Prices are in USD.
No, never. Unlike a collections agency that keeps 10 to 30 percent or more of every dollar it recovers, AccountsReceivable.ai is a flat monthly fee. The cash you collect stays yours, which keeps our incentives aligned with getting you paid, not with how much you are owed.
No. Every plan is paid and sized for a working finance team, which keeps support and onboarding focused on businesses collecting real volume. There is a free look: drop your open-invoice export on the homepage and you see your own AR aging report and the reminder the agent would send, then a one-off demo workspace on those invoices. No card. Choose a plan when you want the agent to chase them.
Starter fits SMBs on one entity invoicing up to around $100k a month on QuickBooks or Xero. Growth adds live AI phone collections, NetSuite and advanced analytics for growing teams up to around $500k a month. Scale is for mid-market and multi-entity finance teams. Enterprise covers large AR teams with up to 100,000 open invoices, security review, procurement and SSO.
Texts and live AI phone calls go out from your own Twilio account and number, so customers see a number that belongs to your business. You paste the Twilio account SID, auth token and sending number into the dashboard, and Twilio bills its message and call charges to you directly.
Yes. Move up or down a plan as your invoice volume changes, and cancel anytime from the billing page in your workspace. Moving up charges the difference for the rest of the billing period right away and takes effect as soon as it is paid; moving down credits the unused time to your next invoice. The agent runs on top of your accounting system, so there is nothing to rip out if you change your mind.
Read the full FAQ

Put your receivables on autopilot

Get started, connect your accounting system and the agent begins chasing every invoice, applying the cash and cutting your DSO. Flat fee, no cut of collections.

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USD · Flat monthly fee · No percentage of collections